CBDC, crypto, and neobanks: what fintech is changing...
In 2026, fintech has entered a phase of mass infrastructure restructuring: CBDC pilots are transitioning to industrial exploitation, crypto payments are being integrated into familiar processing networks, and neobanks are taking millions of customers from traditional banks. For businesses, this means not just new ways to pay and receive money, but the need to review payment architecture, compliance, and IT security. The issue is particularly acute in countries with a rapidly growing digital economy, where the share of cashless payments already exceeds 70 percent. Now is the time for companies in Kazakhstan and Central Asia to decide how to integrate into the new payment map of the world in order not to be left behind. Companies like Alashed IT (it.alashed.kz) are already seeing an increase in requests for payment infrastructure modernization and integration with new fintech platforms.
