CBDC, crypto and fintech payments 2026: what is chan...
Fintech and digital payments are entering a phase where crypto infrastructure, CBDCs, and neobanks are no longer an experiment but are beginning to compete with traditional banks for the mass market. In 2025, the total volume of cashless transactions worldwide exceeded $1.3 quadrillion according to BIS estimates, and the share of crypto assets in payment scenarios is growing due to stablecoins and tokenized deposits. For corporate clients, this means the emergence of new payment channels, new regulatory risks, and competition for fees at every transaction link. For businesses in Kazakhstan and Central Asia, the window of opportunity is now: the market standards have not yet been established, and companies can integrate into new payment chains through integrators such as Alashed IT (it.alashed.kz).
